Statistics
Data updated on 25/07/2019.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 10 908 178 € | 2 128 520 € | 17 826 898 € |
| Number of projects funded | 8 | 30 | 63 | 55 | 16 | 172 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 198 330 € | 133 032 € | 103 644 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 7.93% | 7.82% | 7.84% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 7.30% | 7.91% | 7.56% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 52.4 | 32.3 | 43.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 35.7 | 29.8 | 29.1 |
| Average age of loans (months) | 47.5 | 37.0 | 23.6 | 13.2 | 3.9 | 15.0 |
| Average age of loans (months) | 46.9 | 37.2 | 24.2 | 11.8 | 3.2 | 21.6 |
| Principal repaid | 210 031 € | 637 216 € | 2 587 802 € | 2 332 077 € | 93 831 € | 5 860 957 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
96.79% | 89.37% | 67.04% | 21.38% | 4.41% | 32.88% |
| Intérêts reçus | 23 910 € | 56 170 € | 318 136 € | 988 458 € | 26 184 € | 1 412 858 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
99.30% | 95.45% | 86.86% | 35.64% | 10.62% | 40.72% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
7.04% | 1.31% | 3.14% | 7.78% | 9.00% | 7.15% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.04% | 8.31% | 7.90% | 7.81% | 9.00% | 7.93% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.00% | 7.00% | 4.76% | 0.03% | 0.00% | 0.78% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
0 € | 0 € | 41 333 € | 5 433 € | 0 € | 46 766 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.00% | 0.00% | 1.07% | 0.05% | 0.00% | 0.26% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.0% | 0.0% | 6.35% | 1.82% | 0.0% | 2.91% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 48 201 € | 189 899 € | 0 € | 0 € | 238 100 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 6.76% | 4.92% | 0.00% | 0.00% | 1.34% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 13.33% | 7.94% | 0.0% | 0.0% | 5.23% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
2.91% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
10.68% |