Statistics
Data updated on 25/05/2020.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 10 848 178 € | 2 350 640 € | 17 989 018 € |
| Number of projects funded | 8 | 30 | 63 | 54 | 16 | 171 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 200 892 € | 146 915 € | 105 198 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 7.93% | 7.91% | 7.85% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 7.31% | 7.53% | 7.53% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 52.5 | 31.9 | 43.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 35.9 | 30.8 | 29.2 |
| Average age of loans (months) | 57.5 | 47.2 | 33.7 | 23.4 | 13.8 | 25.0 |
| Average age of loans (months) | 56.9 | 47.4 | 34.3 | 22.1 | 13.4 | 31.8 |
| Principal repaid | 216 065 € | 637 994 € | 2 987 323 € | 4 024 289 € | 565 983 € | 8 431 654 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
99.57% | 89.48% | 77.39% | 37.10% | 24.08% | 46.87% |
| Intérêts reçus | 24 073 € | 56 181 € | 342 199 € | 1 503 509 € | 99 224 € | 2 025 186 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
99.98% | 95.47% | 93.43% | 54.31% | 33.41% | 57.62% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
7.04% | 1.20% | 1.26% | 7.37% | 8.21% | 6.57% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.04% | 8.31% | 7.61% | 7.81% | 8.91% | 7.90% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.00% | 7.11% | 6.35% | 0.44% | 0.70% | 1.33% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
0 € | 0 € | 68 337 € | 235 884 € | 109 557 € | 413 779 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.00% | 0.00% | 1.77% | 2.17% | 4.66% | 2.30% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.0% | 0.0% | 20.63% | 57.41% | 68.75% | 32.16% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 51 172 € | 309 376 € | 35 856 € | 0 € | 396 404 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 7.18% | 8.01% | 0.33% | 0.00% | 2.20% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 23.33% | 14.29% | 1.85% | 0.0% | 9.94% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
4.34% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
16.88% |