Statistics
Data updated on 25/10/2020.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 10 848 178 € | 2 350 640 € | 17 989 018 € |
| Number of projects funded | 8 | 30 | 63 | 54 | 16 | 171 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 200 892 € | 146 915 € | 105 198 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 7.93% | 7.91% | 7.85% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 7.31% | 7.53% | 7.53% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 52.5 | 31.9 | 43.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 35.9 | 30.8 | 29.2 |
| Average age of loans (months) | 62.5 | 52.3 | 38.8 | 28.4 | 18.9 | 30.0 |
| Average age of loans (months) | 61.9 | 52.4 | 39.4 | 27.1 | 18.6 | 36.9 |
| Principal repaid | 217 000 € | 637 994 € | 3 070 620 € | 4 592 728 € | 680 569 € | 9 198 911 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
100.00% | 89.48% | 79.55% | 42.34% | 28.95% | 51.14% |
| Intérêts reçus | 24 079 € | 56 181 € | 345 642 € | 1 725 817 € | 114 472 € | 2 266 191 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
100.00% | 95.47% | 94.37% | 62.34% | 38.55% | 64.48% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
7.04% | 1.20% | 1.36% | 7.63% | 8.79% | 6.84% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.04% | 8.31% | 7.60% | 7.79% | 8.79% | 7.88% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.00% | 7.11% | 6.24% | 0.16% | 0.00% | 1.04% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
0 € | 0 € | 35 098 € | 65 125 € | 40 087 € | 140 309 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.00% | 0.00% | 0.91% | 0.60% | 1.71% | 0.78% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.0% | 0.0% | 15.87% | 46.30% | 68.75% | 26.90% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 51 172 € | 272 008 € | 60 822 € | 0 € | 384 002 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 7.18% | 7.05% | 0.56% | 0.00% | 2.13% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 23.33% | 14.29% | 3.70% | 0.0% | 10.53% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
4.01% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
17.91% |