Statistics
Data updated on 25/03/2020.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 10 908 178 € | 2 616 640 € | 18 315 018 € |
| Number of projects funded | 8 | 30 | 63 | 55 | 32 | 188 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 198 330 € | 81 770 € | 97 420 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 7.93% | 8.27% | 7.90% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 7.30% | 9.64% | 7.88% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 52.4 | 29.9 | 42.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 35.7 | 21.4 | 27.7 |
| Average age of loans (months) | 55.5 | 45.1 | 31.7 | 21.4 | 11.0 | 23.0 |
| Average age of loans (months) | 54.9 | 45.3 | 32.3 | 20.0 | 8.3 | 27.6 |
| Principal repaid | 215 137 € | 637 994 € | 2 945 036 € | 3 883 234 € | 564 397 € | 8 245 798 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
99.14% | 89.48% | 76.29% | 35.60% | 21.57% | 45.02% |
| Intérêts reçus | 24 060 € | 56 181 € | 339 725 € | 1 465 850 € | 98 306 € | 1 984 122 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
99.92% | 95.47% | 92.75% | 52.85% | 31.28% | 56.10% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
7.04% | 1.20% | 1.63% | 7.64% | 8.97% | 6.89% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.04% | 8.31% | 7.61% | 7.81% | 9.02% | 7.92% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.00% | 7.11% | 5.98% | 0.17% | 0.05% | 1.03% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
0 € | 0 € | 146 260 € | 289 809 € | 180 498 € | 616 567 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.00% | 0.00% | 3.79% | 2.66% | 6.90% | 3.37% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.0% | 0.0% | 23.81% | 61.82% | 75.0% | 38.83% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 48 984 € | 262 219 € | 38 749 € | 0 € | 349 952 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 6.87% | 6.79% | 0.36% | 0.00% | 1.91% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 16.67% | 12.70% | 1.82% | 0.0% | 7.45% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
3.63% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
12.5% |