Statistics
Data updated on 10/01/2021.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 3 993 500 € | 2 172 120 € | 10 955 820 € |
| Number of projects funded | 8 | 30 | 63 | 44 | 15 | 160 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 90 761 € | 144 808 € | 68 473 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 6.93% | 7.90% | 7.44% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 6.95% | 7.50% | 7.44% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 30.1 | 29.6 | 28.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 29.3 | 28.8 | 26.8 |
| Average age of loans (months) | 65.3 | 54.8 | 41.3 | 29.8 | 21.0 | 34.0 |
| Average age of loans (months) | 64.6 | 54.9 | 42.0 | 29.6 | 20.7 | 40.1 |
| Principal repaid | 217 000 € | 637 994 € | 3 113 798 € | 3 110 058 € | 723 507 € | 7 802 357 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
100.00% | 89.48% | 80.66% | 77.88% | 33.31% | 71.22% |
| Intérêts reçus | 24 079 € | 56 181 € | 347 112 € | 349 768 € | 102 221 € | 879 361 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
100.00% | 95.47% | 94.77% | 92.25% | 39.58% | 80.92% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
7.04% | 1.20% | 1.30% | 7.05% | 8.64% | 5.39% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.04% | 8.31% | 7.60% | 8.03% | 8.77% | 8.07% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.00% | 7.11% | 6.30% | 0.98% | 0.13% | 2.68% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
0 € | 0 € | 6 367 € | 0 € | 8 639 € | 15 006 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.00% | 0.00% | 0.16% | 0.00% | 0.40% | 0.14% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.0% | 0.0% | 4.76% | 0.0% | 6.67% | 2.5% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 51 172 € | 272 008 € | 51 668 € | 0 € | 374 848 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 7.18% | 7.05% | 1.29% | 0.00% | 3.42% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 23.33% | 14.29% | 4.55% | 0.0% | 11.25% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
13.43% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
25.53% |