Statistics
Data updated on 25/08/2019.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 10 908 178 € | 2 439 640 € | 18 138 018 € |
| Number of projects funded | 8 | 30 | 63 | 55 | 22 | 178 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 198 330 € | 110 892 € | 101 898 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 7.93% | 8.11% | 7.88% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 7.30% | 9.20% | 7.73% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 52.4 | 31.2 | 42.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 35.7 | 25.6 | 28.6 |
| Average age of loans (months) | 48.5 | 38.1 | 24.6 | 14.3 | 4.5 | 16.0 |
| Average age of loans (months) | 47.9 | 38.2 | 25.2 | 12.9 | 3.2 | 21.9 |
| Principal repaid | 210 479 € | 637 994 € | 2 644 429 € | 2 517 030 € | 136 288 € | 6 146 220 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
96.99% | 89.48% | 68.50% | 23.07% | 5.59% | 33.89% |
| Intérêts reçus | 23 932 € | 56 181 € | 321 630 € | 1 037 675 € | 33 707 € | 1 473 126 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
99.39% | 95.47% | 87.81% | 37.41% | 11.12% | 41.78% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
6.92% | 1.31% | 3.02% | 7.80% | 8.98% | 7.17% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.04% | 8.31% | 7.90% | 7.81% | 8.98% | 7.95% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.12% | 7.00% | 4.88% | 0.01% | 0.00% | 0.78% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
486 € | 0 € | 45 844 € | 9 193 € | 0 € | 55 523 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.22% | 0.00% | 1.19% | 0.08% | 0.00% | 0.31% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
12.5% | 0.0% | 6.35% | 3.64% | 0.0% | 3.93% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 48 201 € | 192 577 € | 0 € | 0 € | 240 777 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 6.76% | 4.99% | 0.00% | 0.00% | 1.33% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 13.33% | 9.52% | 0.0% | 0.0% | 5.62% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
3.41% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
11.43% |