Statistics
Data updated on 10/09/2021.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 3 993 500 € | 2 172 120 € | 10 955 820 € |
| Number of projects funded | 8 | 30 | 63 | 44 | 15 | 160 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 90 761 € | 144 808 € | 68 473 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 6.93% | 7.90% | 7.44% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 6.95% | 7.50% | 7.44% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 30.1 | 29.6 | 28.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 29.3 | 28.8 | 26.8 |
| Average age of loans (months) | 73.3 | 62.9 | 49.6 | 37.8 | 29.0 | 42.0 |
| Average age of loans (months) | 72.6 | 63.1 | 50.2 | 37.7 | 28.8 | 48.3 |
| Principal repaid | 217 000 € | 637 994 € | 3 164 375 € | 3 447 722 € | 1 588 172 € | 9 055 263 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
100.00% | 89.48% | 81.97% | 86.33% | 73.12% | 82.65% |
| Intérêts reçus | 24 079 € | 55 209 € | 326 588 € | 342 427 € | 177 835 € | 926 138 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
100.00% | 95.40% | 95.02% | 95.54% | 68.85% | 88.85% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
7.03% | 1.18% | 1.03% | 7.44% | 7.72% | 5.21% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.03% | 8.29% | 7.60% | 8.02% | 8.80% | 8.07% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.00% | 7.11% | 6.57% | 0.58% | 1.08% | 2.86% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
0 € | 0 € | 18 539 € | 0 € | 53 897 € | 72 437 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.00% | 0.00% | 0.48% | 0.00% | 2.48% | 0.66% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.0% | 0.0% | 3.17% | 0.0% | 20.0% | 3.12% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 51 172 € | 272 008 € | 27 978 € | 0 € | 351 158 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 7.18% | 7.05% | 0.70% | 0.00% | 3.21% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 23.33% | 14.29% | 2.27% | 0.0% | 10.62% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
27.45% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
61.54% |