Statistics
Data updated on 25/03/2019.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 10 908 178 € | 1 343 520 € | 17 041 898 € |
| Number of projects funded | 8 | 30 | 63 | 55 | 7 | 163 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 198 330 € | 191 931 € | 104 551 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 7.93% | 7.92% | 7.85% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 7.30% | 7.39% | 7.52% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 52.4 | 32.8 | 43.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 35.7 | 32.6 | 29.2 |
| Average age of loans (months) | 43.3 | 32.9 | 19.6 | 9.0 | 0.8 | 12.0 |
| Average age of loans (months) | 42.6 | 33.1 | 20.2 | 7.7 | 1.1 | 18.6 |
| Principal repaid | 206 348 € | 633 045 € | 2 241 307 € | 1 568 173 € | 7 338 € | 4 656 210 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
95.09% | 88.79% | 58.06% | 14.38% | 0.55% | 27.32% |
| Intérêts reçus | 23 723 € | 56 057 € | 295 516 € | 787 247 € | 3 522 € | 1 166 064 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
98.52% | 95.26% | 80.68% | 28.39% | 2.20% | 34.47% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
7.04% | 1.31% | 4.85% | 7.81% | 8.75% | 7.32% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.04% | 8.31% | 7.90% | 7.81% | 8.75% | 7.89% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.00% | 7.00% | 3.05% | 0.00% | 0.00% | 0.57% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
0 € | 0 € | 36 533 € | 0 € | 0 € | 36 533 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.00% | 0.00% | 0.95% | 0.00% | 0.00% | 0.21% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.0% | 0.0% | 3.17% | 0.0% | 0.0% | 1.23% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 47 417 € | 132 898 € | 0 € | 0 € | 180 316 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 6.65% | 3.44% | 0.00% | 0.00% | 1.06% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 10.0% | 6.35% | 0.0% | 0.0% | 4.29% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
2.21% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
8.41% |