Statistics
Data updated on 25/12/2019.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 10 908 178 € | 2 596 640 € | 18 295 018 € |
| Number of projects funded | 8 | 30 | 63 | 55 | 31 | 187 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 198 330 € | 83 762 € | 97 834 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 7.93% | 8.25% | 7.90% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 7.30% | 9.60% | 7.87% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 52.4 | 30.0 | 42.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 35.7 | 21.7 | 27.8 |
| Average age of loans (months) | 52.5 | 42.1 | 28.6 | 18.4 | 8.1 | 20.0 |
| Average age of loans (months) | 51.9 | 42.3 | 29.2 | 17.0 | 5.5 | 24.8 |
| Principal repaid | 213 759 € | 637 994 € | 2 859 611 € | 3 362 689 € | 361 882 € | 7 435 936 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
98.51% | 89.48% | 74.08% | 30.83% | 13.94% | 40.64% |
| Intérêts reçus | 24 026 € | 56 181 € | 333 760 € | 1 315 785 € | 70 756 € | 1 800 508 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
99.78% | 95.47% | 91.12% | 47.44% | 22.60% | 50.92% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
7.04% | 1.20% | 2.52% | 7.80% | 8.57% | 7.07% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.04% | 8.31% | 7.90% | 7.81% | 8.59% | 7.91% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.00% | 7.11% | 5.38% | 0.01% | 0.02% | 0.84% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
0 € | 784 € | 42 274 € | 6 617 € | 1 199 € | 50 874 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.00% | 0.11% | 1.10% | 0.06% | 0.05% | 0.28% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.0% | 3.33% | 4.76% | 1.82% | 3.23% | 3.21% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 48 201 € | 262 219 € | 47 315 € | 0 € | 357 735 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 6.76% | 6.79% | 0.43% | 0.00% | 1.96% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 13.33% | 12.70% | 1.82% | 0.0% | 6.95% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
3.62% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
12.62% |