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Bolden Lending

Bolden Lending is a short and medium term, amortizable and fixed rate credit that supports your growth and finances your investments. You can borrow from €50,000 to €3,000,000,000 over a maximum period of 84 months.

Bolden Lending is a short-term loan that meets the needs of real estate developers and property dealers, for the financing of an operation or for the development of a holding company. You can borrow from €100,000 to €3,000,000,000 over a period of up to 36 months.

Bolden Leasing

Bolden Leasing is a medium-term financing solution for strategic assets in the form of leasing or cash in the form of sale & leaseback. You can borrow from €100,000 to €3,000,000,000 over a period of 36 to 60 months.

Bolden Advance

Bolden Advance is a short-term, amortizable, fixed-rate credit that meets all your cash flow needs with more flexibility than a traditional bank overdraft. You can borrow from €3,000 to €50,000 over a maximum period of 12 months.

WITHOUT GUARANTEE, WITHOUT INSURANCE

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Advantages of this loan

Fast and flexible quote
Possible deferred depreciation
Dedicated contact person
Without personal guarantee
Without loan insurance
No prepayment fees

Fast and flexible quote
Financing your own funds
Dedicated contact person
Repayment in fine or monthly amortisation
Simple legal contract

Deduction of rents from profit
Fast and flexible quote
Dedicated contact person
Without personal guarantee
Without loan insurance

Ultra-fast response in minutes
Dedicated contact person
Without personal guarantee
Without loan insurance
No prepayment fees

utilisation

Frequent use

Intangible needs: recruitment, communication, R&D
Material requirements, including second-hand equipment
BFR for growth, pre-financing your markets, internationalisation
External growth
Refinancing of current accounts, convertible bonds
Bridge loan

All types of actors: developers, property dealers
Equity for a commercial, residential or industrial real estate transaction
Equity for a pool of operations
Refinancing of fixed equity capital

Acquisition of production tools, installation of complete production lines
Modernisation of existing lines
Vehicle fleets
Cash position
Examples of sectors: light and heavy industry, textiles, agri-food, rental companies

Cash shortfall
Unexpected
Renovation work
Equipment renewal
Business opportunities
Recruitment

criteres

Eligibility criteria

3 or more closed financial years
Turnover exceeding €200K
Commercial company
Operation based in France
Pre-commercialisation initiated
Building permit purged
Financial guarantees obtained: completion and damage to works
Existence of a history of successful operations
3 or more closed financial years
Turnover exceeding €200K
Commercial company
More than 6 months in business
Turnover exceeding €60,000
Commercial company
Sole proprietorship, liberal profession, craftsman, trader

How does it work?

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fonctionnement fleche

Provide the necessary data

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10 min

To borrow, you complete an online file. An immediate agreement in principle is possible.

rapide fleche

We make a quick decision

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Less than 24 hours

Our experts not only analyze your figures, but also your project and its context to offer you more flexibility in your financing.

virement

Receive your funds into your account

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Between 48h and 72h

Once the offer is accepted, the amount is paid into your bank account. The refund is then made by direct debit.

Simulate my Bolden loan

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Desired amount

3 000€

50 000€

100 K€

3 M€

50 K€

3 M€

100 K€

3 M€

Duration

12 month

84 month

1 month

36 month

1 month

12 month

36 month

60 month

lending

Add a grace period

lending
leasing
advance
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Result of the simulation

1 000 000 € on 46 months with a delay of 5000.000 months

1 000 000 € about 46 months


Refund 24 389 € / month for 46 months


Immediate tentative agreement possible
Without loan insurance
0 prepayment charges

Indicative simulation - the loan amount may be revised depending on the repayment capacity.

They borrowed with Bolden

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Edélices

Edélices

Epicerie fine et gourmande

Type of loan:

Lending

Amount :

190 000 €

Duration :

24 month

Project :

Changement de local & Embauche d'un commercial

Testimony:

Notre objectif était de continuer à croître et à développer notre entreprise. Nous ne voulions pas attendre et bloquer notre croissance faute de moyens financiers. Avec Bolden, l'analyse des dossiers est faite avec beaucoup de souplesse

Gilles Muller, Co-fondateur Edélices

THE Architectes

THE Architectes

Architectes

Type of loan:

Lending

Amount :

55 000 €

Duration :

12 month

Project :

Trésorerie & Embauche d'une collaboratrice

Testimony:

Aucun acteur classique du financement n'aurait voulu nous prêter cet argent avec un délai si court. Je recommanderai Bolden sans hésiter à mes clients s'ils ont besoin de financement rapide et sécurisé avec un service client impeccable !

David Juhel, Co-fondateur de THE Architectes

testimonial

Edélices

Epicerie en ligne

testimonial

THE Architectes

Architectes


Frequently asked questions

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What are the differences between a loan Bolden LendingBolden LendingBolden LeasingBolden Advance and traditional financing?

Type of funding

Response time

Personal guarantee

Loan insurance

Direct debit of accounts

Early repayment

Request and support

Amounts

Interest rate

Possible amortization delay

Material and immaterial, cash, BFR

48h

None

None

None

No charge

None 100% online with a dedicated contact person

50 K€ to 3 M€

4 to 10%

Yes

Exemple de prêt bancaire

Matériel

2 à 6 semaines

Systématique

Systématique

Systématique

Payant

RDV en agence

10K€ à 1M€

2 à 5% avec garanties

Non

Example of bank overdraft

Cash flow

2 to 6 weeks

Mandatory

Mandatory

Mandatory

Paid

Appointment in agency

€10K to €400K

Up to 18%, excluding annual management fees and intervention fees

No

Logo

Tangible and intangible, cash, working capital, working capital

48h

None

Free of charge

100% online with a dedicated contact person

€50K to €3 M

4 à 10%

Yes

Example of a bank loan

Material

2 to 6 weeks

Mandatory

Fee

Appointment in a branch

€10K to €1M

2 to 5% with guarantees

No

Example of bank overdraft

Cash position

2 to 6 weeks

Mandatory

Fee

Appointment in a branch

€10K to €400K

Up to 18%, excluding annual management fees and collection fees

Yes

Type of funding

Response time

Early repayment

Request and support

Amounts

Interest rate

Equity

7 days

No charge

100% online with dedicated contact

100K€ to 3M€

8 to 12%

Exemples de prêt bancaire

Dette senior

2 à 6 semaines

Payant

RDV en agence

1K€ à 50M€

2 à 5% avec garanties

Logo

Equity capital

7 days

Free of charge

100% online with a dedicated contact person

€100K to €3M

8 to 12%

Example of a bank loan

Senior debt

2 to 6 weeks

Paid

Appointment in a branch

€1 to €50 million

2 to 5% with guarantees

Type de financement

Temps de réponse

Caution personnelle

Assurance emprunteur

Domiciliation des comptes

Remboursement anticipé

Demande et accompagnement

Montants

Equipment, cash (sale & leaseback)

7 days

None

None

None

Toll-free

100% online with dedicated contact person

100 K€ at 3 M€

Example of a bank loan

Material

2 to 6 weeks

Mandatory

Mandatory

Mandatory

Paid

RDV in agency

10K€ to 1M€

Example of bank overdraft

Cash flow

2 to 6 weeks

Mandatory

Mandatory

Mandatory

Paid

Appointment in branch

10K€ to 400K€

Logo

Equipment, Sale & Leaseback

7 days

None

Free of charge

Example of a bank loan

Material

2 to 6 weeks

Mandatory

Paid

Appointment in a branch

€10K to €1M

Example of bank overdraft

Cash position

2 to 6 weeks

Mandatory

Paid

Appointment in a branch

Type of financing

Compiling the file

Response time

Bank cancellation

Personal guarantee

Loan insurance

Domiciliation of accounts

Early repayment

Request and support

Amounts

Cash flow

10 minutes

3 minutes

No

None

None

None

No charge

100% online with dedicated contact

€3,000 to €50,000

Example of bank loan

Material

1 to 2 weeks

2 to 6 weeks

No

Mandatory

Mandatory

Mandatory

Paid

RDV in agency

10K€ to 1M€

Example of bank overdraft

Cash flow

1 to 2 weeks

2 to 6 weeks

Yes, without notice

Mandatory

Mandatory

Mandatory

Paid

RDV in agency

€10K to €400K

Logo

Working capital

10 minutes

3 minutes

No

None

Free of charge

100% online with a dedicated contact person

€3,000 to €50,000

Example of a bank loan

Material

1 to 2 weeks

2 to 6 weeks

No

Mandatory

Fee

Appointment in a branch

€10K to €1M

Example of bank overdraft

Cash position

1 to 2 weeks

2 to 6 weeks

Yes, without notice

Mandatory

Fee

Appointment in a branch

€10K to €400K


What are the eligibility criteria for applying for funding?

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To be eligible for funding, the following 3 conditions are required =
1) To be registered in the Trade and Companies Register (RCS) or the Trade and Companies Register (RM)
2) To have closed at least 3 accounting periods
3) Have a turnover of more than €200,000 and on Bolden Advance of more than €50,000

Bolden meets your needs with a range of flexible financing products adapted to your project (treasury, growth & investment, asset financing, real estate transaction financing).


How much can I borrow? Over what period of time

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From €10,000 to €3 million... Bolden offers a range of flexible financing products that meet your request, depending on the type of project and the duration of the commitment desired.


Is the financing subject to guarantees?

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No - Bolden does not request any guarantee or death/disability insurance for the vast majority of the loans granted. It may happen, at the analysis stage, that Bolden offers a guarantee - for example, the manager's personal guarantee - as an alternative to a refusal of financing.


Can I count on a personalized study of my application?

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Once your eligibility has been validated, the team of analysts will take charge of studying your file and will accompany you during this period. Its objective is to understand your needs and allow the realization of your project. This means that in some cases, alternatives to refusing funding may involve taking out a guarantee, a reduced amount of funding or splitting the project into two or more tranches.


How is the study of my file going?

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1] You make a request in 3 minutes, directly online

2] The receipt of your completed file immediately triggers the study of the financing file.

3] A telephone appointment is organized to discuss certain points of the analysis in more detail. In any case, our team is always available to discuss by phone, and answer all your questions.

4] The project is presented within 48 hours to the Bolden Investment Committee for decision, with all the quantitative and qualitative elements collected: Agreement, Conditional Agreement (s), Refusal.

5] The decision is then notified to you.



What are the eligibility criteria for applying for funding?

arrow

To be eligible for funding, the following 3 conditions are required =
1) To be registered in the Trade and Companies Register (RCS) or the Trade and Companies Register (RM)
2) To have closed at least 3 accounting periods
3) Have a turnover of more than €200,000 and on Bolden Advance of more than €50,000

Bolden meets your needs with a range of flexible financing products adapted to your project (treasury, growth & investment, asset financing, real estate transaction financing).


How much can I borrow? Over what period of time

arrow

From €10,000 to €3 million... Bolden offers a range of flexible financing products that meet your request, depending on the type of project and the duration of the commitment desired.


Is the financing subject to guarantees?

arrow

No - Bolden does not request any guarantee or death/disability insurance for the vast majority of the loans granted. It may happen, at the analysis stage, that Bolden offers a guarantee - for example, the manager's personal guarantee - as an alternative to a refusal of financing.


Can I count on a personalized study of my application?

arrow

Once your eligibility has been validated, the team of analysts will take charge of studying your file and will accompany you during this period. Its objective is to understand your needs and allow the realization of your project. This means that in some cases, alternatives to refusing funding may involve taking out a guarantee, a reduced amount of funding or splitting the project into two or more tranches.


How is the study of my file going?

arrow

1] You make a request in 3 minutes, directly online

2] The receipt of your completed file immediately triggers the study of the financing file.

3] A telephone appointment is organized to discuss certain points of the analysis in more detail. In any case, our team is always available to discuss by phone, and answer all your questions.

4] The project is presented within 48 hours to the Bolden Investment Committee for decision, with all the quantitative and qualitative elements collected: Agreement, Conditional Agreement (s), Refusal.

5] The decision is then notified to you.



Combien puis-je emprunter ? Sur quelle durée ?

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Bolden Advance vous permet d'emprunter de 3 000€ à 50 000€ de façon souple, simple et rapide.

Les PLUS de Bolden Advance ?
1. Vous n'avez pas à vous déplacer : tout est en ligne.
2. Ni garantie NI assurance = Décision rapide et Déblocage du prêt accéléré


Comment se passe l'étude de mon dossier ?

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Vous effectuez votre demande directement en ligne en 3 minutes

Votre demande est pré-acceptée ?

1. Vous partagez les documents nécessaires à la finalisation de votre dossier - cela demande 5 minutes et vous permet de gagner 24 heures sur le déblocage des fonds.
2. Nous mettons à votre disposition le contrat de prêt et les modalités.
3. Les fonds sont débloqués sous 48h après validation du dossier et des justificatifs transmis.

Votre demande est refusée ?

Nous restons à votre disposition si vous souhaitez connaître les raisons du rejet.


Puis-je contacter un conseiller bien que tout soit en ligne ?

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Vous pouvez demander à être contacté par un Conseiller à tout moment, joindre Bolden au 01 80 04 10 39 ou poser directement vos questions sur le chat en ligne.


Pourquoi avez-vous besoin de vous connecter à mes relevés de compte ?

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Contrairement à une demande de financement classique, Bolden Advance vous permet d'obtenir un accord de prêt immédiat. Pour ce faire, nous avons besoin de déterminer votre capacité financière, et vos relevés de compte bancaire sont essentiels dans cette évaluation. Vous ne prenez aucun risque, car l'accès à vos relevés de compte est entièrement sécurisé par notre partenaire Budget Insight, filiale du groupe Crédit Mutuel Arkéa.


Do you want a Bolden loan?

From 10,000 to 3 million euros,
response between 10 minutes and 24 hours !

Do you want a Bolden loan?

From 10,000 to 3 million euros,
response between 10 minutes and 24 hours !

Do you want a Bolden loan?

Loan application in 3 minutes, 24h to receive the funds!